A short insurance checklist for the weeks after property settlement — what cover was bundled into the loan, whether default super is enough for the new mortgage, and how to own and pay for cover.

An income protection policy can fall out of step with a policyholder's circumstances long before anything looks wrong with it. Here are five signs it may be out of date — plus the loyalty tax that often makes a review worth it — and why 'out of date' rarely means 'cancel'.

A NSW fitter and turner's AIA premium had nearly doubled in four years to $9,451. A restructure to MetLife cut it to $4,483 — $4,968 a year returned to super, with cover maintained.

Six tax deductions worth raising with an accountant — from the personally held income protection premium to salary sacrifice versus voluntary super contributions — and the structuring an accountant can't advise on.

Income protection premiums held personally may be tax-deductible — but not inside super, and not the capital-benefit portion. Here's what you can and can't claim, and why it's the most-missed feature.

A full package of life, TPD, income protection and trauma cover for a 40-year-old non-smoking VIC nurse was quoted at $192.76/month on 10 September 2026 — with the same package priced at age 30 and age 50, and compared against a teacher on the same day.

A full package of life, TPD, income protection and trauma cover for a non-smoking male NSW electrician was quoted at $151.42/month at age 30, $173.90 at age 40 and $417.36 at age 50 on 10 September 2026 - the breakdown by cover type, insurer and age.

Income protection replaces up to 70% of earnings when illness or injury stops a worker — here's how it works, what it costs, the tax deduction most Australians miss, and inside super vs personal cover.

Life insurance in superannuation in Australia means holding life, TPD and (sometimes) income protection cover inside a super fund, with premiums paid from the balance. This hub explains how cover inside super works, how it should be structured, what happens to it through retirement, and why a changing set of super tax rules makes it worth checking rather than leaving on autopilot.

From 1 July 2027 the 50% CGT discount is to be replaced by an inflation-based discount with a 30% minimum tax, and negative gearing is to be limited to new builds — a planning point for property investors, and a reminder to protect the wealth held in property against a forced early sale.