Engineers can qualify for PPS Mutual through both pathways. What civil, mechanical, mining and other engineers should know about income protection, own-occupation TPD and overseas cover.

Since 2023, most technology professionals can access profession-only cover through PPS Mutual. What software engineers, data and IT specialists should know about eligibility, income protection and TPD.

PPS Mutual eligibility runs through two pathways — an Organisation Pathway and a Degree Pathway. Here is the complete list of eligible professions, degree fields and the rules that gate them.

Under 25 or under $6,000 in super? Default life and TPD cover is switched off unless you opt in — and waiting can cost you access to cover.

When wealth is locked in a home, farm or business, life insurance creates the cash to divide an estate fairly — without a forced sale.

Super isn't automatically tax-free for your children. How the super death benefit tax hits adult children — and the levers that reduce it.