Group cover sits inside the fund account, not with the member. A rollover to an SMSF can end it, and an SMSF has no default cover to replace it.

APRA data show group super claims are admitted at high rates once lodged. The hurdles sit before and around the decision: cover level, definitions and the lodging process.

Solicitors, barristers and judges can qualify for PPS Mutual. How own occupation, self-employed income and practising-certificate exclusions affect cover for lawyers.

Can a PPS Mutual Profit-Share Account held inside super offset the premiums paid from a super balance? Ownership, access rules, tax and the limits, explained.