Written by Christopher Hall, AdvDipFP | Authorised Representative, AFSL 526688 | August 2025 Group insurance provided through superannuation may seem convenient and cost-effective, but without professional guidance, it can leave significant gaps in your protection. Many Australians rely on this default cover, yet few realise it often lacks tailored features like occupation-specific definitions, adequate benefit periods, and proper underwriting - until they try to make a claim