APRA's official claims data, brought together in one place: acceptance rates by cover type, how long claims take, which cover attracts the most disputes, and the conditions Australians actually claim for.

Default cover across old super accounts — plus a personal policy — means many Australians pay for insurance twice. What's wasted, and how to fix it safely.

Medical professionals are the core of PPS Mutual — 15 professions qualify. What doctors, dentists, pharmacists, vets and other clinicians should know about own-occupation TPD and income protection.

Accountants, actuaries, CFA charterholders and finance graduates can qualify for PPS Mutual through both pathways. Eligibility, income protection, business cover and TPD explained.

Since 2023, scientists with a qualifying degree can access profession-only cover through PPS Mutual — no professional body required. Eligibility, income protection, TPD and lab-exposure cover explained.

The 2019 Protecting Your Super reforms switched off default cover for many Australians — about 5,000 a year now die uninsured. What changed, and what to check.

Engineers can qualify for PPS Mutual through both pathways. What civil, mechanical, mining and other engineers should know about income protection, own-occupation TPD and overseas cover.

Since 2023, most technology professionals can access profession-only cover through PPS Mutual. What software engineers, data and IT specialists should know about eligibility, income protection and TPD.

PPS Mutual eligibility runs through two pathways — an Organisation Pathway and a Degree Pathway. Here is the complete list of eligible professions, degree fields and the rules that gate them.

Under 25 or under $6,000 in super? Default life and TPD cover is switched off unless you opt in — and waiting can cost you access to cover.