Written by Christopher Hall, AdvDipFP | Authorised Representative, AFSL 526688 | June 2026 AIA Australia is the nation's second-largest life insurer, holding 15.6% of individual advised death cover annual premium and 26.1% of group superannuation death cover annual premium as at December 2025 (Australian Prudential Regulation Authority, 2026). AIA is owned by AIA Group Limited — the largest publicly traded life insurance group in the Asia-Pacific region, listed on the Hong Ko

Written by Christopher Hall, AdvDipFP | Authorised Representative, AFSL 526688 | June 2026 Case Study Summary A 59-year-old NSW project manager was paying $21,282 per year for AIA life ($960,000) and TPD any occupation ($960,000) insurance — funded entirely through an industry superannuation fund. The Year 4 to Year 5 premium alone had increased by $7,365, a 52.9% single-year jump. A professional review across eight insurers found AIA’s own new-business rates — the same insur

Written by Christopher Hall, AdvDipFP | Authorised Representative, AFSL 526688 | June 2026 Private schools typically offer substantially more parent visibility than the public system — through dedicated school management platforms, more frequent formal interviews, and direct teacher access that is not dependent on administrative intermediaries. In the public system, meaningful contact beyond the annual interview can be difficult to access and, in some schools, is channelled t