Since 2023, most technology professionals can access profession-only cover through PPS Mutual. What software engineers, data and IT specialists should know about eligibility, income protection and TPD.

PPS Mutual eligibility runs through two pathways — an Organisation Pathway and a Degree Pathway. Here is the complete list of eligible professions, degree fields and the rules that gate them.

Under 25 or under $6,000 in super? Default life and TPD cover is switched off unless you opt in — and waiting can cost you access to cover.