Written by Christopher Hall, AdvDipFP | Authorised Representative, AFSL 526688 | June 2026 Australian women are expected to become the primary beneficiaries of Australia’s intergenerational wealth transfer — with industry projections placing approximately 65% of total transfers, equating to roughly $3.2 trillion, flowing to women over the next decade (Holmes, 2026; State Street, 2026). That headline figure is significant. What matters more for financial planning is what women

Written by Christopher Hall, AdvDipFP | Authorised Representative, AFSL 526688 | June 2026 Australia has two widely cited retirement benchmarks — and they differ by more than $300,000. The Association of Superannuation Funds of Australia (ASFA) sets a comfortable retirement target of $630,000 for a single homeowner (ASFA, 2026). Super Consumers Australia (SCA) puts the same outcome at $322,000 for a single homeowner (SCA, 2026). Both figures are based on homeownership and no

Written by Christopher Hall, AdvDipFP | Authorised Representative, AFSL 526688 | June 2026 An investment bond is a tax-paid investment structure — issued by a life insurance company — that passes directly to a nominated beneficiary outside a deceased estate, bypassing the will, probate, and any legal challenge to the estate. For Australian families navigating complex inheritance structures, investment bonds are attracting renewed interest as an estate planning tool that a wil