Why Australians Are Engaging With Financial Advice Earlier Than Ever
Written by Christopher Hall, AdvDipFP | Authorised Representative, AFSL 526688 | June 2026 Australians aged 25 to 54 are engaging with financial advice earlier in their working lives than any previous generation. Data from Otivo, a regulated digital advice platform, shows that members who engage with structured financial guidance in their 30s and 40s carry superannuation balances materially above the national average for their age group — 59% higher at age 35–44 and 269% high
Jun 4
Australia’s Financial Adviser Shortage — and Why It’s Getting Worse
Written by Christopher Hall, AdvDipFP | Authorised Representative, AFSL 526688 | June 2026 Australia had 15,120 registered financial advisers as at 11 June 2026 — a net decline of 439 over the prior 12 months, according to Padua Wealth analysis of ASIC’s Financial Advisers Register (Padua Wealth / riskinfo, 2026). Numbers have been broadly flat since mid-January 2026, with a net movement of just 32 advisers over that period. The stabilisation, however, does not signal recover
Jun 3
Women Set to Inherit $3.2 Trillion — What It Means for Financial Planning in Australia
Written by Christopher Hall, AdvDipFP | Authorised Representative, AFSL 526688 | June 2026 Australian women are expected to become the primary beneficiaries of Australia’s intergenerational wealth transfer — with industry projections placing approximately 65% of total transfers, equating to roughly $3.2 trillion, flowing to women over the next decade (Holmes, 2026; State Street, 2026). That headline figure is significant. What matters more for financial planning is what women
Jun 3
How Much Super Do I Need to Retire Comfortably in Australia?
Written by Christopher Hall, AdvDipFP | Authorised Representative, AFSL 526688 | June 2026 · Updated July 2026 Australia has two widely cited retirement benchmarks — and they differ by more than $300,000. The Association of Superannuation Funds of Australia (ASFA) sets a comfortable retirement target of $630,000 for a single homeowner (ASFA, 2026). Super Consumers Australia (SCA) puts the same outcome at $322,000 for a single homeowner (SCA, 2026). Both figures are based on h
Jun 3
Investment Bonds as Estate Planning Tools in Australia
Written by Christopher Hall, AdvDipFP | Authorised Representative, AFSL 526688 | June 2026 An investment bond is a tax-paid investment structure — issued by a life insurance company — that passes directly to a nominated beneficiary outside a deceased estate, bypassing the will, probate, and any legal challenge to the estate. For Australian families navigating complex inheritance structures, investment bonds are attracting renewed interest as an estate planning tool that a wil
Jun 2