Written by Christopher Hall, AdvDipFP | Authorised Representative, AFSL 526688 | June 2026 Australian families benefit most from a professional insurance review at specific trigger points — a premium increase that feels excessive, a policy held four or more years without assessment, a major life change, the development of a pre-existing condition, or a decision about whether to cancel cover. A professional review is a structured, no-obligation process: it typically begins wit

Written by Christopher Hall, AdvDipFP | Authorised Representative, AFSL 526688 | January 2026 Pre-2021 insurance policies commonly contain discontinued features including agreed value income protection eliminated from new policies after 1 April 2020, own occupation TPD definitions now substantially restricted, unrestricted mental health coverage replaced by benefit period limitations or complete exclusions, and simplified claiming criteria requiring substantially less testing

Written by Christopher Hall, AdvDipFP | Authorised Representative, AFSL 526688 updated February 2026 Professional guidance on reviewing, comparing and optimising your life insurance, income protection and TPD policies. Received a premium increase notice? Held your policy for 5+ years? Many Australian families pay significantly more for insurance than necessary whilst having coverage gaps they don't know about. This comprehensive guide from Arrow Equities (AFSL 526688) helps y