If an SMSF holds leveraged property and a member dies, the fund can be forced to sell at the worst time. Life and TPD cover inside the fund funds the buyout instead.

Written by Christopher Hall, AdvDipFP | Authorised Representative, AFSL 526688 | June 2026 Mortgage brokers who consistently grow their loan books share a common discipline: systematic, proactive work on the existing client base before searching for new leads. Industry data shows that 44% of the typical broker’s pipeline comes from repeat clients and 28% from referrals — together, 72% of new business flows from clients who already know the broker (Mortgage and Finance Associa

Written by Christopher Hall, AdvDipFP | Authorised Representative, AFSL 526688 | June 2026 The channel through which life insurance is purchased affects whether a claim is admitted. APRA's 2026 Life Insurance Claims and Disputes Statistics — the authoritative Australian regulator's annual measure of claims handling across the retail life insurance market — reports admitted claim rates consistently higher for adviser-placed policies than for direct or online policies across ev