A full package of life, TPD, income protection and trauma cover for a 40-year-old non-smoking QLD sales assistant was quoted at $115.82/month at age 30, $140.99 at age 40 and $330.92 at age 50 on 14 October 2026 - unchanged to the cent at every age for a third consecutive month - the breakdown by cover type, insurer and age.

A full package of life, TPD, income protection and trauma cover for a 40-year-old non-smoking NSW carer was quoted at $212.10/month on 14 October 2026 — unchanged to the cent across three monthly comparisons — with the same package now also priced at age 30 and age 50, broken down by cover type and insurer.

A 47-year-old NSW IT professional's AIA premiums had more than doubled in three years to $6,527. A restructure to MetLife cut it to $3,708 — saving $2,819 a year — with income protection held in full inside super and no benefit-period trade-off.