For many Australian households, most net worth sits in illiquid property. The risk is a forced sale if an earner dies or is disabled — life, TPD and income cover answers it.

New residential property borrowing inside an SMSF is being banned. What the limited recourse borrowing arrangement (LRBA) change means for new and existing funds — timeline, who is grandfathered, and the insurance question for geared SMSF property.

Securing new cover after a cancer diagnosis is difficult — but the cover already in force is the priority, and the people around the diagnosed person are usually still insurable.