Aged Care Costs in Australia Are Rising Faster Than Inflation — and Qualified Advice Is Nearly Impossible to Find
Written by Christopher Hall, AdvDipFP | Authorised Representative, AFSL 526688 | May 2026 Published May 2026 | Last Updated May 2026 Aged care costs in Australia are rising at a rate that is fundamentally repricing what retirement means for millions of families. One family told us recently that the retirement home their parents moved into in May 2026 cost approximately 50% more than the same facility cost just three years earlier, in 2023. Their words were direct: if the cost
May 7
Trauma Insurance in Australia: What the Health Data Reveals About Timing, Coverage and the Window Most Australians Miss
Written by Christopher Hall, AdvDipFP | Authorised Representative, AFSL 526688 | July 2026 Last updated: July 2026 Trauma insurance pays a lump sum on diagnosis of a specified serious medical event — cancer, heart attack, stroke, and others — regardless of whether the person can still work. In more than 500 life insurance policy reviews, the same pattern appears consistently: almost no one holds this cover unless they fall into one of three groups — those who have worked with
Apr 21
Why Life Insurance Applications in Australia Are Getting Harder — And What the Data Shows
Written by Christopher Hall, AdvDipFP | Authorised Representative, AFSL 526688 | July 2026 Last updated: July 2026 Life insurance applications in Australia have become significantly more complex, more time-consuming, and more likely to return an outcome that differs from what the applicant expected. This is not a random shift. The ABS 2022 National Health Survey documents the population-level health changes that explain it: 65.8% of Australian adults are overweight or obese,
Apr 21
