Arrow Equities
We specialise in personal insurance advice with a focus on clients with a changing mortgage and debt situation.
Our advice process compares the market of Australia’s largest insurers, to recommend the best insurance cover
for your family’s unique needs.
Australia's Life Insurance Policy Review Specialist
500+ policy reviews completed · AFSL 526688 · Rose Bay, Sydney NSW Christopher Hall, AdvDipFP — Authorised Representative, Rose Bay Equities Pty Ltd
alongside Ben Howarth, AdvDipFP — Authorised Representative, Rose Bay Equities Pty Ltd
Insurance is important protection against financial hardship if the unexpected occurs.
Navigate premium decisions with confidence using our comprehensive hub, covering:
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loyalty tax
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coverage gaps
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policy comparison, and
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professional review triggers.
Based on 500+ Australian policy reviews
What does a life insurance policy review involve?
A policy review is a structured assessment of whether your life insurance, income protection and TPD cover still fits your circumstances — and whether you're paying more than you should be. Based on 500+ reviews, the most common findings are premiums that have grown well beyond market rates and coverage gaps families don't know they have. The review process typically takes one meeting and costs nothing.
Every case study on this page comes from a real Australian family whose insurance was reviewed by Arrow Equities. You'll see exactly what they were paying, what was found, and what changed — including premiums, policy structure, and out-of-pocket costs. These are not hypothetical scenarios or industry averages. They are documented outcomes from 500+ policy reviews conducted under AFSL 526688. If your circumstances look familiar, that's the point.